Privacy & Terms

Terms and Conditions

Agreement between User and www.NarvaezIns.com
Welcome to www.NarvaezIns.com. The www.NarvaezIns.com website (the “Site”) is comprised
of various web pages operated by Narvaez Insurance Services. www.NarvaezIns.com is offered
to you conditioned on your acceptance without modification of the terms, conditions, and notices
contained herein (the “Terms”). Your use of www.NarvaezIns.com constitutes your agreement to
all such Terms. Please read these terms carefully, and keep a copy of them for your reference.

www.NarvaezIns.com is an Insurance Agency Site.

Inform and engage with clients and vendors.

Electronic Communications
Visiting www.NarvaezIns.com or sending emails to Narvaez Insurance Services constitutes
electronic communications. You consent to receive electronic communications and you agree that
all agreements, notices, disclosures and other communications that we provide to you
electronically, via email and on the Site, satisfy any legal requirement that such communications be
in writing.

Children Under Thirteen
Narvaez Insurance Services does not knowingly collect, either online or offline, personal
information from persons under the age of thirteen. If you are under 18, you may use
www.NarvaezIns.com only with permission of a parent or guardian.

Links to Third Party Sites/Third Party Services
www.NarvaezIns.com may contain links to other websites (“Linked Sites”). The Linked Sites are
not under the control of Narvaez Insurance Services and Narvaez Insurance Services is not
responsible for the contents of any Linked Site, including without limitation any link contained in a
Linked Site, or any changes or updates to a Linked Site. Narvaez Insurance Services is providing
these links to you only as a convenience, and the inclusion of any link does not imply endorsement
by Narvaez Insurance Services of the site or any association with its operators.

Certain services made available via www.NarvaezIns.com are delivered by third party sites and
organizations. By using any product, service or functionality originating from the
www.NarvaezIns.com domain, you hereby acknowledge and consent that Narvaez Insurance
Services may share such information and data with any third party with whom Narvaez Insurance
Services has a contractual relationship to provide the requested product, service or functionality on
behalf of www.NarvaezIns.com users and customers.

No Unlawful or Prohibited Use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use
www.NarvaezIns.com strictly in accordance with these terms of use. As a condition of your use of
the Site, you warrant to Narvaez Insurance Services that you will not use the Site for any purpose

that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could
damage, disable, overburden, or impair the Site or interfere with any other party’s use and
enjoyment of the Site. You may not obtain or attempt to obtain any materials or information
through any means not intentionally made available or provided for through the Site.

All content included as part of the Service, such as text, graphics, logos, images, as well as the
compilation thereof, and any software used on the Site, is the property of Narvaez Insurance
Services or its suppliers and protected by copyright and other laws that protect intellectual
property and proprietary rights. You agree to observe and abide by all copyright and other
proprietary notices, legends or other restrictions contained in any such content and will not make
any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create
derivative works, or in any way exploit any of the content, in whole or in part, found on the Site.
Narvaez Insurance Services content is not for resale. Your use of the Site does not entitle you to
make any unauthorized use of any protected content, and in particular you will not delete or alter
any proprietary rights or attribution notices in any content. You will use protected content solely
for your personal use, and will make no other use of the content without the express written
permission of Narvaez Insurance Services and the copyright owner. You agree that you do not
acquire any ownership rights in any protected content. We do not grant you any licenses, express
or implied, to the intellectual property of Narvaez Insurance Services or our licensors except as
expressly authorized by these Terms.

Third Party Accounts
You will be able to connect your Narvaez Insurance Services account to third party accounts. By
connecting your Narvaez Insurance Services account to your third party account, you
acknowledge and agree that you are consenting to the continuous release of information about you
to others (in accordance with your privacy settings on those third party sites). If you do not want
information about you to be shared in this manner, do not use this feature.

International Users
The Service is controlled, operated and administered by Narvaez Insurance Services from our
offices within the USA. If you access the Service from a location outside the USA, you are
responsible for compliance with all local laws. You agree that you will not use the Narvaez
Insurance Services Content accessed through www.NarvaezIns.com in any country or in any
manner prohibited by any applicable laws, restrictions or regulations.

Indemnification
You agree to indemnify, defend and hold harmless Narvaez Insurance Services, its officers,
directors, employees, agents and third parties, for any losses, costs, liabilities and expenses
(including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the
Site or services, any user postings made by you, your violation of any terms of this Agreement or
your violation of any rights of a third party, or your violation of any applicable laws, rules or
regulations. Narvaez Insurance Services reserves the right, at its own cost, to assume the exclusive
defense and control of any matter otherwise subject to indemnification by you, in which event you
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will fully cooperate with Narvaez Insurance Services in asserting any available defenses.

Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class
arbitrations and class/representative/collective actions are not permitted. THE PARTIES AGREE
THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S
INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY
PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH
AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE
OTHER. Further, unless both you and Narvaez Insurance Services agree otherwise, the arbitrator
may not consolidate more than one person’s claims, and may not otherwise preside over any form
of a representative or class proceeding.

Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR
AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR
TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE
INFORMATION HEREIN. NARVAEZ INSURANCE SERVICES AND/OR ITS
SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY
TIME.

NARVAEZ INSURANCE SERVICES AND/OR ITS SUPPLIERS MAKE NO
REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY,
TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS,
SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY
PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL
SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED
GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF
ANY KIND. NARVAEZ INSURANCE SERVICES AND/OR ITS SUPPLIERS HEREBY
DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS,
INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF
MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NONINFRINGEMENT.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT
SHALL NARVAEZ INSURANCE SERVICES AND/OR ITS SUPPLIERS BE LIABLE FOR
ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL
DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT
LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF
OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE,
WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE
PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY
INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS
OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF
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THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT
LIABILITY OR OTHERWISE, EVEN IF NARVAEZ INSURANCE SERVICES OR ANY
OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES.
BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR
LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES,
THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED
WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE,
YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.

Termination/Access Restriction
Narvaez Insurance Services reserves the right, in its sole discretion, to terminate your access to the
Site and the related services or any portion thereof at any time, without notice. To the maximum
extent permitted by law, this agreement is governed by the laws of the State of California and you
hereby consent to the exclusive jurisdiction and venue of courts in California in all disputes arising
out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does
not give effect to all provisions of these Terms, including, without limitation, this section.

You agree that no joint venture, partnership, employment, or agency relationship exists between
you and Narvaez Insurance Services as a result of this agreement or use of the Site. Narvaez
Insurance Services’s performance of this agreement is subject to existing laws and legal process,
and nothing contained in this agreement is in derogation of Narvaez Insurance Services’s right to
comply with governmental, court and law enforcement requests or requirements relating to your
use of the Site or information provided to or gathered by Narvaez Insurance Services with respect
to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to
applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth
above, then the invalid or unenforceable provision will be deemed superseded by a valid,
enforceable provision that most closely matches the intent of the original provision and the
remainder of the agreement shall continue in effect.

Unless otherwise specified herein, this agreement constitutes the entire agreement between the user
and Narvaez Insurance Services with respect to the Site and it supersedes all prior or
contemporaneous communications and proposals, whether electronic, oral or written, between the
user and Narvaez Insurance Services with respect to the Site. A printed version of this agreement
and of any notice given in electronic form shall be admissible in judicial or administrative
proceedings based upon or relating to this agreement to the same extent and subject to the same
conditions as other business documents and records originally generated and maintained in printed
form. It is the express wish to the parties that this agreement and all related documents be written
in English.

Changes to Terms
Narvaez Insurance Services reserves the right, in its sole discretion, to change the Terms under
which www.NarvaezIns.com is offered. The most current version of the Terms will supersede all
previous versions. Narvaez Insurance Services encourages you to periodically review the Terms to
stay informed of our updates.

Contact Us
Narvaez Insurance Services welcomes your questions or comments regarding the Terms:

Narvaez Insurance Services
2205 Main Street, Suite B
Napa, California 94558

Email Address:
info@narvaezins.com

Telephone number:
7079273204

Effective as of August 05, 2022
www.Insurance.CA.Gov