Blog

A Common Gap in Commercial Insurance

Third-party Action-over Exclusions Could an exclusion in your commercial general liability (CGL) policy leave your business liable for damages due to an employee’s injury, even though the employee already received workers’ compensation benefits? It may seem like the answer should be a simple “No,” given that workers’ compensation generally limits the remedies an employee can […]

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News Brief – Equifax to Compensate Victims

Equifax to Compensate Victims of Data Breach as Part of Its Settlement With the FTC In 2017, Equifax, one of the largest credit reporting agencies in the United States, was the victim of a massive cyber attack—an attack that compromised the personal information of approximately 147 million people. On July 22, 2019, the company agreed […]

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Cyber Liability Insurance

Provided by Narvaez Insurance Services in Napa, CA Cyber Liability Insurance As technology becomes increasingly important for successful business operations, the value of a strong cyber liability insurance policy continues to grow. The continued rise in the amount of information stored and transferred electronically has resulted in a remarkable increase in the potential exposures facing […]

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What is…Nonprofit D&O Insurance

Nonprofit D&O Insurance Nonprofit organizations provide essential social services that benefit the community and their members. These organizations cannot survive without dedicated leaders to make major decisions on behalf of the organization. However, even when acting in good faith, directors and officers of nonprofits expose themselves to risks with each decision they make on behalf […]

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Employment Practices Liability Insurance – Highlights

From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called employment practices liability […]

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Three Tips for Choosing an Insurance Company for Your Napa Business

As a business owner, you don’t always have a clear understanding on the day-to-day events that could take place within your business. Business ownership is an unpredictable process and requires you to take action in securing your business’ financial future and protecting your employees. It’s the reason so many Napa owners are now looking for […]

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Three Questions to Consider When Choosing a Workers’ Comp Plan for Your Napa Business

Workers’ compensation is one the more complex areas of business insurance. It’s critical that you choose the right level of insurance for your employees in order to not only protect your business but also remain in-line with the latest regulations regarding worker protections. Our team here at Narvaez Insurance Services are experts in helping Napa […]

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Getting the Most out of Commercial Auto Insurance in Napa

It’s a mistake we see fairly often: Businesses – especially smaller operations or start-ups – using personal auto insurance policies for their company vehicles and workforce. Many don’t understand the differences between the personal and commercial policies, or are simply trying to cut costs where they can. Unfortunately, in doing so, they may be setting […]

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Smart Policies Can Keep Your Napa Workers Comp Costs Minimized

In Napa, and the rest of California, workers comp insurance is simply a fact of business life. All employers are mandated to carry it for the protection of their workers, and agency inspectors are empowered to do random checks on businesses to ensure their workforce is properly covered. Failing to have workers comp insurance can […]

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Narvaez Insurance Services Offering Comprehensive Workers’ Comp Insurance Programs to Napa Firms

Napa, CA-based specialists for insurance solutions, Narvaez Insurance Services are now helping business owners in Napa protect their organizations against compensation challenges with comprehensive workers’ comp programs. The company’s experts have experience working with both large multinationals as well as small family businesses to structure insurance programs that protect the organization and its assets over […]

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